The destructive Credit Card

Benefits

Credit cards give us the freedom to make purchases when we are in a pinch and have no other means. In this instance, it is easy to just swipe your card and go. This can be extremely helpful when you need some extra cash in a hurry.

They may also raise your credit score. This is dependent upon the usage, balance, and payment history. A good credit rating is very helpful in purchasing a home or vehicle. You must be sure to keep your balance low and pay on your card every month or this can be detrimental.